Enough money to make monthly mortgage payments. Duh! If a mortgage payment will bust your budget, you can't get rid of your landlord yet. Use a mortgage calculator to estimate your monthly payment.
Enough income to pay property taxes and homeowner's insurance. The mortgage isn't the only cost you'll have each month. You also have to pay taxes and insurance. If you can't make those payments, say bye-bye to the house.
The ability to maintain the property. You must keep a home in good repair or it will lose value and you'll lose money. You can do the work yourself or hire it out. Either way, you can’t ignore peeling paint and windows that won’t close, like you did when you were a tenant.
A decent credit record. If you have lots of late payments, have declared bankruptcy or left old debts unpaid, it's harder to get a mortgage. And if you do get one, your bad credit record will make you pay a much higher interest rate.
Author:Jaime Salgado Phone: 432-770-5116 Dated: September 19th 2016 Views: 345 About Jaime: I am not an ordinary real estate agent. I am a Top Producer. That means that I work diligently to me...
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I am not an ordinary real estate agent. I am a Top Producer. That means that I work diligently to meet every client’s individual wants and needs. And, my clients like that.
Why do Top producers come to JPS Realty? They come here because JPS Realty gets results. And that is good for you and me. After all, when you’re buying or selling your house results are what we want and expect.
Moreover, our homes are lifetime investments that endear strong ties and cherished family memories. We understand that and take great care to be sensitive and professional.
You have an objective, and so do I. I will understand your needs and goals and follow through on all commitments. I promise you that y ou can count on me on working hard on your behalf to achieve your goals and look forward to celebrating in your new home!
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"We moved from out of town and Mr. Salgado was the first person we came into contact with and could not have been more pleased. We found a house we liked and he pretty much took care of everything we needed to do and get. He was very informative and on top of it all. We are in the oilfield so it is difficult to meet up sometimes but Jaime was always available and flexible when we needed him. A great guy and would recommend him any day of the week. If you need a house this is the guy to go to."